Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.